• Just Sign Here…

    In February 1984, my first entrepreneurial venture went bust, and I ended up owing the Cambridge Trust Company$50,000 (2005 dollars: ca. $100,000). Not a really big deal in retrospect, except that I was in the family- and career- formation stages with an at-home wife, five kids, and a big mortgage. Fortunately, all of my eggs…

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  • Road Warriors

    It’s getting brutal out there on the roads with gas at more than $3 a gallon. Wait until the airlines catch up! This will have severe implications for your travel and entertainment budget, especially in the absence of a well-established T & E policy. Here’s how to keep it under control.

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  • Taxing Issues

    My first real encounter with taxes came when I was 17 and spent the first of four summers working at the Raytheon plant in Andover, which was producing guided missile parts and sub-assemblies for the Department of Defense.Starting out in Production Control, I learned how to develop work orders, purchase orders, and job tickets for…

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  • Seasonal Angst

    Seasonal businesses are scary, especially product-based seasonal businesses with long finance cycles. I cut my financial teeth in the bicycle industry back in the days when Univega was one of the leading U.S. brands. My mentor was the late Ben Olken, whose retail store, The Bicycle Exchange, was a Harvard Square landmark for more than…

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